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    <mdDateSt>2022-06-30</mdDateSt>
    	
    <mdTimeSt>10:04:08.94</mdTimeSt>
    	
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            <esriterm Name="Redlining">
                				
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            <resTitle>Redlining in Asheville</resTitle>
            			
            <resAltTitle>HOLC Red Lining</resAltTitle>
            			
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        <CovDesc>
            			
            <attDesc>In the 1930's and 1940's during the New Deal the Home Owner's Loan Corporation (HOLC) a government agency, recruited mortgage lenders, developers, and real estate appraisers in nearly 250 cities to create maps that color-coded credit worthiness and risk on neighborhood and metropolitan levels. These maps and their accompanying documentation helped set the rules for nearly a half century of real estate practice. They have also served as critical evidence in countless urban studies in the fields of history, sociology, economics, and law.</attDesc>
            		
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            <enttyp>
                				
                <enttypl>Redlining</enttypl>
                				
                <enttypt>Feature Class</enttypt>
                				
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                    <udom>Coordinates defining the features.</udom>
                    				
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            <attr>
                				
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